Put your own merchants on it

If you sell payments rather than mow lawns, QuixChex runs underneath you. Your merchants each get their own account, their own plan and their own customers — and you see the whole book in one place.

See a demo of ISOs & resellers See pricing

How a payment runs

One Payment, Start to Finish

You sign a merchant. They're set up on a plan with their industry already configured, so their account opens with their services in it. They bill their own customers; you're billed for the plan and the transactions; the reporting rolls up to you.

You sign a merchant
Their account opens with their trade already configured — services, wording and prices in from the first login.
They bill their own customers
Their schedules and payments run on their side while the plan and the transactions bill on yours.
The reporting is already split
What each merchant processed, what it earned you and what is owed — without a spreadsheet in the middle.

Merchant live in a day. Residuals clear. Paid.

Merchants, Margins, Onboarding

Your merchants each need their own system

They get one. Their own logins, their own customers, their own schedules — while you keep oversight of the portfolio.

Per-transaction economics have to be tracked

Gateway fees are counted per merchant and reconciled, so what you're owed isn't a monthly guess.

Onboarding a merchant shouldn't take a week

A new merchant is set up with their trade, their services and their plan already in place, not a blank system to configure.

Day one

Your Prices, Already In

Say you run a payments and billing business and QuixChex sets this up for you before you've typed anything. Every price is editable — they're a starting point, not a rule.

Starting services and prices for a payments and billing business
Service	What it covers	Starting price
Plan — Basic (monthly)	100 transactions, 1 login.	$49.99
Plan — Advanced (monthly)	250 transactions, 4 logins.	$69.99
Plan — Pro (monthly)	500 transactions, 10 logins, Field Ops.	$89.99
Plan — Elite (monthly)	Unlimited transactions and logins.	$159
Onboarding & Account Setup	One-time account build and go-live.	$250
Gateway Transaction Fee	Per successful transaction.	$0.3
ACH Return / NSF Fee	Per returned item.	$15
Chargeback Handling	Per case, representment included.	$25
PCI Compliance Assistance (annual)	Attestation support, yearly.	$99
Terminal Rental (monthly)	Card terminal, per device.	$35
API / Integration Setup	One-time integration and testing.	$500
Data Migration / Import	Customer and schedule import.	$400
Custom Report Build	Bespoke report, one-time.	$350
Priority Support Retainer (monthly)	Named contact and response SLA.	$150
Statement / Paper Invoice Fee	Per posted statement.	$5
Additional Login / Seat	Per seat beyond the plan.	$10

Second Nature Integrations

FAQ

Questions, Answered

Is this white-label?

Merchants get their own account and their own customer relationships. Talk to us about how far the branding goes for your portfolio — it depends on the size and the arrangement.

How are transactions counted?

One successful charge to one customer is one transaction. Gateway fees are counted per merchant per gateway and reconciled, rather than estimated.

Can merchants be on different plans?

Yes. Each merchant sits on the plan that fits their volume, and moves up when they outgrow it.

Can a merchant sign themselves up, or do I set them up?

They can apply, but they can’t switch themselves on. A signup is created with no login at all and waits in a pending list, and it can’t be activated until the address it applied with has been confirmed. Activating is what mints the first login, loads that trade’s service list and emails the temporary password. That login is also pinned to email a one-time code at every sign-in, whatever the global setting says.

What happens when a merchant runs past the transactions on their plan?

Their billing keeps running. The allowance never blocks a charge — recurring runs fire overnight, and a hard stop would mean a merchant waking up to billing that never went out. They get warned instead: once on the way past 80%, once when the allowance is used up, by email and on their dashboard. The count is itemised too, so a merchant who argues with their number can be shown the events behind it.

Can I go into a merchant’s account and fix something for them?

Some of it. Your login reaches their customers, schedules, payments and reports, and you can add a merchant or add and edit a customer from your side. What you can’t do is move money — taking a card and sending one back are separate permissions the oversight login doesn’t carry, so a charge or a refund is the merchant’s to make. Their side is scoped the same way: their own account and their own bill from you, and nothing belonging to anyone else on your book.

See It on Your Business

A short call, on your own services and your own customers. We'll show you what the first week looks like, and talk through what it would take to get you there.